West Little Rock Title Services

WHAT IS A TITLE COMPANY?

A company which provides the services, research, and examination of property records to determine if the property is insurable.

WHAT IS TITLE INSURANCE?

Title Insurance is an insurance policy that protects your real estate investment against loss due to unknown "title" defects. Unlike other insurance policies that run from a current date into the future, Title Insurance runs from the date your title was searched back into the past.

HOW LONG DOES IT LAST?

As long as the property you purchase is insurable you will be given a Title Policy at closing (which is generally paid for by the seller). The Title Insurance lasts as long as you own the property.

In the future should you decide to sell the property, the records will need to be brought up to date to provide proof to the new buyer that everything is "insurable"

A buyer should insist on proof that the property he/she wants to purchase has a clear "title". Some properties have "clouds" on the title or are actually "uninsurable".

West Little Rock Title Company can handle this for you by doing a detailed search to determine if there is a problem or a "cloud" on the title of the property or if the property is "uninsurable". Title insurance is different from other types of insurance in that title insurance runs from the date your title is searched back into the past. Title insurance is issued only after a detailed search of public records.

This is done to protect you from any type of claim that may have already occurred. As long as the property you want to purchase is insurable you will be given a Title Insurance Policy at closing. This will insure you that you have a clear title to the property.

WHY USE WEST LITTLE ROCK TITLE COMPANY?

Buying a home is one the biggest investments you may ever make. It is important that you surround yourself with capable, experienced, hard working people to protect your interest and your investment.

West Little Rock Title Company will do everything possible to help and assist You. We specialize in hard work, dedication and a constant concern for our customers. We are a full service real estate closing company that performs title searches, issues title insurance, prepares closing documents and administers the actual closing.

WHY DO I HAVE TO HAVE TITLE INSURANCE AGAIN IF I ALREADY HAVE IT? AM JUST REFINANCING?

The new Lender will require Title Insurance to make sure the condition of your title has not changed. Technically you could have a Judgment, Tax Lien, etc... that could have occurred since your last Title Policy, so your new Lender wants all of that checked out and insured by the title company.

Let us prove what we can do for you.

Let us show you the money
you can save!